Accidental Death
Accidental death insurance provides financial support for your loved ones if you die in a covered accident.
- Accidental death may be right if you want to provide protection for your family in the event of an unexpected, covered accident
- Need to supplement existing life insurance coverage
- Cannot qualify for other types of life insurance due to age, occupation, or health conditions
- On a tight budget or need coverage quickly
- Guaranteed Protection
- Guaranteed renewable to age 80
- Common carrier benefit
- Automobile seatbelt benefit
Guaranteed Approval with coverage in a high-risk occupation is acceptable. Family coverage is also available
Accidentguard *
- Issued from Age 0 to Age 75
- Guaranteed Renewable to Age 80
- Broad choice of benefit levels
- Covers accidents that happen at home, at work, at play, or while traveling-24 hour coverage
- Pays regardless of other insurance
Benefit Descriptions: Benefits are payable subject to policy provisions, limitations, and exclusions.
Medical Expense Benefit:
Outpatient covered expenses include physician charges, surgery, x-rays, reduction of
fractures or other emergency first aid expenses incurred in a physician’s office, clinic,
outpatient facility or ambulatory surgical center which are incurred within 28 days of the
accident.
Inpatient-covered expenses include physician charges, hospital room & hospital billed services, and supplies that are incurred within 28 calendar days of the accident.
Air & Ground Ambulance Benefit: Pays benefits for covered expenses for ground or air ambulance transportation (within 28 days of the accident) due to an accidental injury.
Accidental Death Benefit: For loss of life due to accidental injury (within 90 days of the accident).
Accidental Dismemberment Benefit: Pays benefits if the Primary Insured suffers a specified dismemberment due to accidental injury within 90 days of the accident.
* Not all occupations qualify for this benefit. Please inquire.