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Accidental Death & Accidentguard Features

Accidental Death

Accidental death insurance provides financial support for your loved ones if you die in a covered accident.

  • Accidental death may be right if you want to provide protection for your family in the event of an unexpected, covered accident
  • Need to supplement existing life insurance coverage
  • Cannot qualify for other types of life insurance due to age, occupation, or health conditions
  • On a tight budget or need coverage quickly
  • Guaranteed Protection
  • Guaranteed renewable to age 80
  • Common carrier benefit
  • Automobile seatbelt benefit

Guaranteed Approval with coverage in a high-risk occupation is acceptable. Family coverage is also available

 Accidentguard *

  • Issued from Age 0 to Age 75
  • Guaranteed Renewable to Age 80
  • Broad choice of benefit levels
  • Covers accidents that happen at home, at work, at play, or while traveling-24 hour coverage
  • Pays regardless of other insurance

Benefit Descriptions: Benefits are payable subject to policy provisions, limitations, and exclusions.

Medical Expense Benefit:

Outpatient covered expenses include physician charges, surgery, x-rays, reduction of
fractures or other emergency first aid expenses incurred in a physician’s office, clinic,
outpatient facility or ambulatory surgical center which are incurred within 28 days of the
accident.

Inpatient-covered expenses include physician charges, hospital room & hospital billed services, and supplies that are incurred within 28 calendar days of the accident.

Air & Ground Ambulance Benefit: Pays benefits for covered expenses for ground or air ambulance transportation (within 28 days of the accident) due to an accidental injury.

Accidental Death Benefit: For loss of life due to accidental injury (within 90 days of the accident).

Accidental Dismemberment Benefit: Pays benefits if the Primary Insured suffers a specified dismemberment due to accidental injury within 90 days of the accident.

* Not all occupations qualify for this benefit. Please inquire.