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Hospital Indemnity & Critical Illness

Critical Illness

Upon diagnosis of a covered condition, a check is sent to the policyholder, not the health care provider. No receipts or medical bills are necessary. Payment is to them, to use any way they choose. Examples include:

  • Replacing lost income while the client is off work
  • Keeping up with ongoing living expenses
  • Paying health insurance deductibles and copayments
  • Hiring home health care or childcare services
  • Traveling to treatment facilities
  • Individual, Single Parent, Family
  • No Reduction of Benefits at any age
  • Express and Simplified Underwriting

Internal Cancer, or Malignant Melanoma, Heart Attack, Stroke, Alzheimer’s Disease, Major Organ Transplant, Blindness, Paralysis, Deafness, Kidney Failure.

Hospital Indemnity:

Hospital Indemnity Insurance is designed to protect your savings and your security for the future. The insurance will offset the cost of deductibles, copays, and unexpected or additional expenses incurred not covered under your other insurance plans. Benefits are paid directly to you or a medical provider you designate, and are paid in addition to any other health care coverage. A plan through National Insurance Associates provide benefits that can meet your needs through a variety of top insurers that give you a choice of which options are right for you. Some of the benefits include but not limited to:

  • First Day Hospital Confinement
  • Daily Hospital Confinement
  • Observation Unit
  • Diagnostic Exam
  • Skilled Nursing Facility
  • Ambulance